MORE THAN JUST A CASH OFFER

Your Options for Selling

A cash offer is not the best choice for every homeowner, and we would rather tell you that than talk you into one. Here are the routes actually available to you, including the ones where we make nothing.

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We never sell, rent or share your inquiry details with other buyers or investors. We use trusted service providers to operate our site and follow up on requests. Privacy policy

Why we can lay all of this out

Most companies that buy houses for cash can only offer you one thing, so that is what they recommend. Richard Farmer, our founder, is a licensed California real estate broker (DRE #01229897) affiliated with Ktesius Realty Corporation. That means listing your home on the open market is a real option we can actually help you with — not a door we point at and hope you do not open.

To be precise about who is who: My California Home Solution is a property-buying company. When we make you an offer, we are the buyer, not your agent. If listing is the better outcome for you, that is a separate engagement through Ktesius Realty Corporation (DRE #01842107), with its own agreement — or a referral to another agent if you would prefer.

Speed and certainty

Sell directly to us for cash

We buy the property ourselves. No listing, no showings, no repairs, no agent commission, and you pick the closing date — commonly 7 to 14 days, but slower is fine if you need slower.

This tends to suit you if

  • You need a date you can rely on
  • The house needs work you cannot fund or manage
  • You cannot have strangers walking through it
  • You are dealing with probate, a relocation, or a deadline set by someone else

When this is the wrong choice

If your home is in good condition and you are not working to a deadline, this is almost certainly not your best financial outcome. A cash offer buys speed and certainty, and that has a cost. Listing usually nets more.

My California Home Solution is the buyer. We are the party on the other side of the table, not your agent.

Highest likely price

List it on the open market

Put the house in front of every buyer instead of one. It takes longer and involves showings, commission and usually some repairs — and for a home in reasonable condition it typically produces the highest number.

This tends to suit you if

  • The house is in decent shape, or needs only cosmetic work
  • You have time — weeks to months, not days
  • Maximising price matters more to you than certainty of timing
  • You can live with showings and a sale that might fall through once

When this is the wrong choice

Listing is the wrong path if you cannot carry the property while it sells, if the condition would scare off financed buyers, or if a deadline is already running against you.

Brokerage services are a separate engagement through Ktesius Realty Corporation (DRE #01842107), where Richard Farmer is a licensed broker. Different agreement, different paperwork, and you are the client rather than the counterparty. We will also refer you elsewhere if you would rather work with someone else.

Best of both worlds

Concierge Listing — we do all the work, you get full price

We guarantee you a price, then handle everything: repairs, listing, showings, negotiations, and closing costs. You get more than a cash offer without any of the hassle of a traditional listing.

This tends to suit you if

  • You want more money than a cash offer but don't want to deal with repairs or contractors
  • You don't want to pay commissions, closing costs, or fees
  • You want someone to handle all the paperwork and negotiations
  • You're okay with a slightly longer timeline (30–90 days) for a higher payout

When this is the wrong choice

If you need to close in under 2 weeks or have a property with severe structural issues that would not pass a buyer's inspection even after repairs, a direct cash offer is the faster path.

My California Home Solution manages the entire process on your behalf through a limited power of attorney. We pay for all repairs, commissions, and closing costs. You receive your guaranteed price at closing.

No repairs, no cleanout

Sell as-is, exactly as it stands

Leave what you do not want. No cleanout, no hauling, no contractor quotes, no pre-sale inspection scramble. What is in the house when you hand over the keys is our problem, not yours.

This tends to suit you if

  • The property is full of belongings you cannot face sorting
  • There is deferred maintenance, fire or water damage, or a failed system
  • You inherited it and live too far away to manage the work
  • You have an open code violation or a permit problem

When this is the wrong choice

If the only thing standing between you and a normal listing is a weekend of cleaning and a coat of paint, do that instead. You will keep the difference.

This is still a direct purchase — My California Home Solution is the buyer.

When a conventional sale will not work

A creative structure, such as subject-to

Some houses will not sell conventionally — the loan balance is close to or above what the property is worth, so there is nothing left after costs. In a subject-to purchase we take over responsibility for the payments and the existing loan stays in place.

This tends to suit you if

  • You owe close to, or more than, the property is worth
  • You are behind on payments and need the payments to stop being your problem
  • A conventional sale would leave you owing money at closing
  • You have already been told there is not enough equity to sell normally

When this is the wrong choice

If you have real equity, do not do this. A conventional sale is cleaner and pays you. This structure exists for situations where a normal sale produces nothing.

You need to understand one thing before considering this seriously: the existing loan stays in your name. It does not transfer. If payments were missed, that is still your credit. We make the payments and we take that on in writing, but the debt remains legally yours, and anyone who tells you otherwise is not being straight with you. We will say this again in person, and we would rather you talk to your own attorney before agreeing to anything.

Not sure which one fits?

That is the normal starting point. Tell us about the property and what you are trying to achieve, and we will walk you through the options that actually apply — including the ones that do not involve us. There is no obligation and nothing is committed by asking.

We never sell, rent or share your inquiry details with other buyers or investors. We use trusted service providers to operate our site and follow up on requests. Privacy policy

This page describes selling options in general terms. It is not legal, tax or financial advice about your own situation, and the right choice depends on facts specific to your property and your loan. Terms for any structure described here are determined case by case, and nothing on this page is an offer or a commitment.