HONEST COMPARISON

Cash Offer vs. Listing Your Home

Not sure whether to sell to an investor or list with an agent? Here's an honest, side-by-side comparison so you can make the best decision for your situation.

Side-by-Side Comparison

FactorCash Offer (Us)Traditional Listing
Timeline to Close7–14 days60–120+ days
Agent Commissions$0 (none)5–6% of sale price
Closing CostsWe pay them1–3% seller pays
Repairs RequiredNone — as-isOften $5K–$30K+
Showings / Open HousesZero10–50+ strangers
Buyer Financing RiskNone — all cashLoan denial possible
Appraisal ContingencyWaivedCan kill the deal
Inspection ContingencyWaivedRenegotiation risk
Certainty of Close~95%+~70–80%
Sale PriceBelow market (trade-off for speed & certainty)Market value (if it sells)

Real Net Proceeds Example

Here's what a $400K property might net you after all costs. The "higher sale price" from listing doesn't always mean more money in your pocket.

CASH OFFER
$340,000
Offer Price
Agent Commission$0
Closing Costs$0 (we pay)
Repairs$0
Holding Costs (mortgage, insurance)~$0 (close in 14 days)
Net to You~$340,000
TRADITIONAL LISTING
$400,000
List Price
Agent Commission (5.5%)-$22,000
Closing Costs (2%)-$8,000
Repairs / Staging-$12,000
Holding Costs (3-4 months)-$8,000
Net to You~$350,000

*Example is illustrative. Actual numbers depend on property condition, market, and sale price. We provide exact figures in our offer.

Those figures are one example. Run your own property through the calculator and change any assumption you disagree with — including the margin we build into our offer.

Open the Net Proceeds Calculator

When Each Option Makes Sense

A Cash Offer Is Best When:

  • You need to sell quickly (job relocation, divorce, financial pressure)
  • The property needs significant repairs you can't afford
  • You have tenants and don't want to deal with showings
  • You inherited a property and want to liquidate fast
  • You're behind on mortgage payments or facing foreclosure
  • You value certainty over maximum price
  • You don't want to pay agent commissions or closing costs

Listing Is Best When:

  • Your home is in good condition and move-in ready
  • You have 3-6 months to wait for the right buyer
  • The market is hot with multiple offers above asking
  • You can afford repairs and staging costs upfront
  • You're not in a rush and want maximum sale price
  • You're comfortable with showings and open houses
  • You have no liens, title issues, or tenant complications

The Honest Truth

We won't pretend a cash offer is always the best choice. If your home is in great shape, you're not in a rush, and the market is strong — listing with a good agent might net you more money.

But if you need speed, certainty, and zero hassle — or your property has issues that make it hard to sell traditionally — a cash offer often puts more money in your pocket when you factor in the true costs of listing (time, repairs, commissions, holding costs, and deal-fall-through risk).

Not Sure Which Is Right for You?

We'll give you an honest assessment — no pressure. If listing makes more sense for your situation, we'll tell you. Get a free property review and we'll walk you through your options.