Equity Protection Program

Sell Your Home With Little or No Equity

Our Equity Protection Program protects sellers from foreclosure or helps homeowners who have little to no equity in their house when trying to sell.

VA Loan, FHA Loan, Conventional Loan? We handle all loan types.

Call (858) 465-5417

See If You Qualify

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Welcome to Our Equity Protection Program

Did you buy a home in the past few years but need to sell? Are you relocating for work or a military PCS? Maybe you need to move quickly, or you're facing foreclosure?

If you answered yes to any of those questions, then you're likely worried about selling with little to no equity. Well, we've got you covered! Our Equity Protection Program offers a solution for San Diego and Riverside County homeowners facing these challenges.

You can sell your home without worrying about being stuck trying to sell when you have little to no equity and would likely need to PAY to sell your house at closing. You get to avoid the false guarantees from agents that want to list your home for more than it is worth, keeping you stressed waiting for it to sell for months.

Our experts will work with you to ensure that you get the best possible outcome for your unique situation. Don't wait any longer — get in touch with us today to learn more about how our Equity Protection Program can help you sell your home with ease and peace of mind. Fill out our short form to see if you qualify!

Equity Protection Program in 4 Easy Steps

Step 1

Contact Us to See If You Qualify

Our Equity Protection Program is designed for homeowners who bought in the last few years, have little to no equity, and need to sell. Fill out the form or call us to get started.

Step 2

Review Your Mortgage Information

We'll review your current mortgage payment, interest rate, and terms. This allows our team to provide the best possible offer and ensure we can bring your mortgage current if you're behind.

Step 3

Accept the Offer

Once you accept the offer, you'll sign an agreement of sale and disclosure forms. My California Home Solution or a partner investor will take over the existing mortgage payments on your home.

Step 4

Close the Sale

Our team handles all paperwork and prepares to close. We conduct a walkthrough, verify all mortgage details, and once we close — you no longer have to worry about making payments on your house.

See If You Qualify!

Who Qualifies?

Bought your home in the last 1–5 years

Owe more than your home is worth

Behind on mortgage payments

Facing foreclosure or pre-foreclosure

Military PCS or job relocation

Need to sell quickly for any reason

VA, FHA, or conventional loan

Divorce requiring a quick sale

Hear From a Seller

Real Stories, Real Results

Video testimonial coming soon

Common Questions

Equity Protection Program FAQ

What is the Equity Protection Program?

It's a program designed for homeowners who have little to no equity in their home and need to sell. Instead of paying out of pocket at closing, we take over your existing mortgage payments and close the sale — so you can move on without financial stress.

Do I need to be in foreclosure to qualify?

No. While many sellers in our program are facing foreclosure or pre-foreclosure, you can also qualify if you simply owe more than your home is worth, need to relocate quickly, or bought your home in the last few years and haven't built enough equity to cover selling costs.

What types of loans do you work with?

We work with all loan types — VA, FHA, conventional, USDA, and adjustable-rate mortgages. Our team will review your specific loan terms to determine the best solution for your situation.

Will this hurt my credit?

Our goal is to protect your credit. If you're already behind on payments, acting quickly through our program can prevent a foreclosure from appearing on your credit report. We work to bring your mortgage current and close the sale before further damage occurs.

How long does the process take?

Most equity protection transactions close in 14–30 days, depending on your situation and loan type. If you're facing an imminent foreclosure date, we can often expedite the process to meet your deadline.

Is there any cost to me?

No. There are no fees, commissions, or out-of-pocket costs to you. We handle all closing costs and paperwork. You simply sign the agreement and walk away free of your mortgage obligation.

What happens to my mortgage after closing?

Once we close, My California Home Solution or a partner investor takes full responsibility for the mortgage payments. You are released from the obligation and can move forward without that financial burden.

Don't Let Low Equity Stop You From Selling

Our team will work with you to find the best solution for your situation. No judgment, no pressure — just honest answers and a clear path forward.

See If You Qualify (858) 465-5417